According to financial statistics, about 25% of households in the country are unbanked, don’t have a bank account or are underbanked, or have a bank account but rely on other non-traditional financial services. If you are thinking of opening a bank account or not sure of what savings and checking accounts are, here is all the information you would need on savings vs. checking accounts. The Way These Accounts Are Used One of the key points between savings vs. checking accounts is the way that they are used. A checking account is good for paying bills, transferring funds and daily expenses. Banks usually offer a nominal interest rate for these types of accounts. A savings account helps you grow your money through the interest earned. They are good for saving for a trip or an emergency fund. Annual percentage yield is the incentive given by banks to ensure that people keep their money in the savings accounts they offer. This rate of interest can vary among banks, however, online banks most often offer better rates. Withdrawals and Deposits You can withdraw money from a checking account through an ATM or at a branch of the bank. You can also deposit money in various ways such as cash, check, wire transfer, etc.

The landscape of television technology has seen significant change and improvement over the years. High-definition technology has been the most significant contributor to TV innovation. 4K televisions involve high resolution making them a great choice when looking for a good TV. The benefit of a high resolution TV is the detail brought by it. The pictures on televisions with such a high resolution are realistic and close to real life. Below is a list of some of the best 4K TV models, their characteristics, and price: 1. Sony Master Series A9G OLED TV Not only is this model the best smart TV in the market, but it is also the best looking and best sounding television. Its OLED display has a super rich color and deep blacks. The Sony Master Series A9G OLED TV has excellent HDR support. Moreover, its low input lag and a 120H refresh rate provide the best gaming experience. The model runs on Android TV, creating a good platform if you get most of your content by streaming. Its general overall performance is excellent. The TV retails at $3499.99. 2. Samsung Q90 QLED TV This model delivers a good experience of HDR with vibrant colors and bright highlights.

The summer has almost arrived and the best part of modern day spring and summer fashion is the convenience that comes as an added benefit to most shoe styles. This year’s fashion features a lot of basic, minimalist slip-ons and chunky statement shoes. They’re trendy but comfortable, so you won’t hate the long days you spend on your feet! The following hottest shoes are a must to add to your closet for this summer: 1. White ankle boots White ankle boots are typically considered a wardrobe essential based on their versatility. The ankle boots can be worn all year round and mixed and matched with outfits of all types. They are flattering under a pretty floral summer dress and add a nice touch when worn with jeans as part of a fall outfit. 2. Leather slides These are one of the most fashionable additions anyone can make to their summer shoe collection! Whether you buy a classic black pair or a brown version, these slides are guaranteed to elevate your summer fits while keeping you comfortable on your strolls around the city. You can also find more strappier versions of the shoe that give it more of a sandal type look.

Whether you have a variety of antiques stored away or you are looking to start investing in collectible items to potentially make a profit, there is an endless list of options. From Coins, Gold, Sports Merchandise, Trading Cards, Stamps there is a market for any and everything these days. Anything that is considered rare and is desired by others can become collectible. In this listicle, we’ll explore five types of collectibles that have proven to be excellent long-term investments. 1. Coins  Coins have long been a favorite among collectors, and they continue to be one of the most reliable forms of collectible investments. Rare coins often carry historical significance, making them appealing to collectors interested in both history and numismatics. Limited minting of certain coins, errors in production, or coins with unique features can drive up their value significantly. Precious metal coins, such as gold or silver, inherently have intrinsic value, and their worth tends to follow the trends of these metals. The numismatic community and coin enthusiasts ensure a steady demand for rare and antique coins, which keeps prices stable and growing over time. Independent organizations provide coin grading services, giving collectors and investors a reliable way to assess the condition and value of coins.